Axis Bank Ace Credit Card review, charges, Eligibility & apply online

Axis Bank Ace Credit Card charges, reviews, apply online, eligibility, application status, customer care number, google pay, billing cycle, reward points, lounge access, annual charges, cashback, benefits, and more details, you will get complete information about this card.

Axis Bank Ace Credit Card is the best credit card in India for cashback as it comes with the highest universal cashback rate of 2%. Axis Bank in collaboration with Google Pay launched a new entry-level credit card named Axis ACE Credit Card that runs on Visa (Signature) platform. Below you will get full information about ace credit cards.

Axis Bank Ace Credit Card

Interest Rates & Fees Summary

Type of fee or chargeAmount
Joining feeRs.499/-
Annual feeRs.499/-
Interest rate3.4% per month (49.36% per annum)
Cash withdrawal fee2.5% (Min. Rs. 500) of the cash amount
Duplicate Statement Feewaived
Late payment feeNil if total payment Due is up to Rs. 100
Rs. 100 if the total payment due is between Rs. 101 – Rs. 300
Rs. 300 if the total payment due is between Rs. 301 – Rs. 1,000
Rs. 500 if the total payment due is between Rs. 1,001 – Rs. 5,000
Rs. 600 if the total payment due is between Rs. 5,001 – Rs. 10,000
Rs. 700 if the total payment due is Rs. 10,001 and above
Payment dishonor fee2% of the payment amount subject to min. Rs. 450
Statement retrieval feewaived
Over-limit fee3% of the over-limit amount (Min Rs. 500)
Foreign currency transaction fee
3.5% of the transaction value
Card replacement chargeNIL

Features and Benefits of Axis Bank Ace Credit Card

Rewards point benefits20 Reward Points for every Rs. 100 spent on retail shopping
20X reward points on Utility Bill payments through standing instruction
 e-gift voucher worth Rs.3,000 given from the bank on paying your annual fees
Cashback rate5% cashback on bill payments (electricity, internet, gas, and more) DTH and mobile recharges on Google Pay
4% on Swiggy, Zomato & Ola
2% on all other spends
No upper limit on cashback
Dining rewardsUp to 20% off at 4,000+ participating restaurants
Wave and make paymentsThe card is enabled for contactless technology hence allows you to make payments by simply waving it at the retail terminals.
Fuel benefitReceive a 1% fuel surcharge waiver on every fuel transaction between the amounts of Rs.400 and Rs.4,000.
Worldwide acceptanceThe Axis Bank Ace Credit Card is accepted internationally and can be used in more than 24 million outlets across the globe including 3.25 lakh outlets within India.
Convert to EMIConvert your transaction of Rs. 2,500 or more into EMI.
Minimum Savings on Rs. 1 LakhRs.2,000
Flexipay optionAny purchase above Rs.2,500 can be converted into an EMI purchase with the Flexipay option.
Airport Lounges benefits4 complimentary domestic lounge visits in a year

Eligibility for Axis Bank Ace Credit Card

Eligibility for Axis Bank Ace Credit Card is

  1. You must be a citizen of India.
  2. Your age should be minimum of 18 years and a maximum of 70 years.
  3. You must have a source of earning every month which communicated at the time of Applying.

Documents required for Axis Bank Ace Credit Card

  1. Proof of Identity (PAN Card, Aadhar Card, Driver’s License, Passport, Voter’s ID) you will have to give any one of these.
  2. Proof of Address (PAN Card, Aadhar Card, Driver’s License, Passport, Voter’s ID) you will have to give any one of these.
  3. Proof of Income (Latest payslip/Bank statement/Form 16/IT return copy as proof of income) you will have to pay any one of these.
  4. One passport size photo

How to apply for Axis Bank Ace Credit Card

  • First of all, you have to go to Axis bank website.
  • After this, click on apply button.
  • After that, you have to enter your email.
  • After this, you have to register through OTP by entering your mobile number.
  • After that, you have to enter your basic information into it.
  • After this, you have to put your work information inside it.
  • After this, you have to tell how much you earn every year and every month.
  • After this, your application will go to review.
  • After this, you will get a call from Axis Bank.
  • After this, if everything goes well then your card is approved.
  • After this, you will get the card at your home within 15 days.
  • After that, you can use this card.

To know more details about the Axis Bank Ace Credit Card,
Please visit https://www.axisbank.com/retail/cards/credit-card/

Other Cashback credit cards List:

Credit CardAnnual FeesComparative Feature
Amazon Pay ICICI Bank Credit CardNilUp to 5% cashback
HDFC Bank Millennia Credit CardRs. 1,000Up to 5% cashback
HSBC Cashback Credit CardRs. 750Up to 1.5% cashback
SBI IRCTC Credit CardRs. 300Up to 10% Value Back on AC1, AC2, and CC Bookings made via IRCTC
Standard Chartered Manhattan Platinum Credit CardRs. 999Up to 10% cashback