Bandhan Bank One Credit Card review, benefits, interest rate, login, cash withdrawal limit, eligibility minimum salary, customer care number, reward points & How to Apply online details
Bandhan Bank One Credit Card
Bandhan Bank One Credit Card is a credit card that comes from Bandhan Bank, it is the cheapest and best credit card coming from this bank, anyone can take it easy. Bandhan Bank has partnered with Standard Chartered to provide a range of credit cards
Interest Rates & Fees Summary
| Type of fee or charge | Amount |
|---|---|
| Joining fee | ₹299 |
| Annual fee | ₹299 |
| Annual fee waiver | on transaction over ₹60,000 in a year |
| Interest rate | 12.90% – 15.75% |
| Cash Repayment Fee | Rs. 299 /- for making payment of credit card bills by depositing cash at any Standard Chartered Bank branch |
| Rewards redemption fee | Rs.99 per request |
| Late payment fee | Nil for amount less than Rs. 100 Rs. 100 for amounts between Rs.101 and Rs. 5,000 Rs. 700 for an amount between Rs. 5;001 and Rs. 10,000 Rs. 800 for amounts between Rs. 10,001 and Rs. 25,000 Rs. 1200 for amounts bigger than Rs. 25,000 |
| Overseas Transactions | All overseas transactions are levied with a 3.5% transaction fee |
| Statement retrieval fee | Rs.99 per statement |
| Cheque/ Cash Pick up Fee | Rs. 100 |
| Service Handling Charges | Charges as mentioned in the Schedule of charges |
| Cash Advance Fee | ATM withdrawals: 3% of cash withdrawal amount subject to a minimum of Rs.300 |
| Rewards Handling Charges | Rs.99 will be charged towards handling and courier charges for the redemption of reward points. |
| Card Replacement Fee | Nil |
| Over Limit Charges | Rs.500 per instance or 2.5% of the Overlimit amount. (Minimum Rs.500) |
| Cheque Bounce Charges | Rs.500 |
Features and Benefits of Bandhan Bank One Credit Card
| Rewards point benefits | 1 Reward Points Earned per Rs. 150 spent 500 Reward points on Joining |
| Milestone rewards | users with 1 Reward Point per Rs. 150 spent. Spends on special categories like Dining, Movies, Super Markets and Groceries earn the user 5 Reward Points. |
| Annual fee waiver | Spend Rs.60,000 or more on your credit card and the annual fee will be waived. |
| Wave and make payments | The card is enabled for contactless technology hence allows you to make payments by simply waving it at the retail terminals. |
| Fuel benefit | Receive a 1% fuel surcharge waiver on every fuel transaction up to Rs.4,000. |
| Worldwide acceptance | Accepted internationally and can be used in more than 24 million outlets across the globe including 3.25 lakh outlets within India. |
| Lifestyle Benefits | discounts on hotels, lifestyle stores, spas, salons, wine junctions, and others |
Eligibility Criteria
To be eligible for Bandhan Bank Standard Chartered Credit Cards customers must meet the following criteria.
- Applicant must be over 21 years but below 65 years of age
- They should have a steady source of income
Documents Required
| Identity Proof | Passport, PAN Card, Aadhaar Card, Voter’s ID Card, Driving Licence, Photo Credit Card, Central and State Govt. issued Photo ID Proof, Defence ID Card, etc. (any 1) |
| Residence Proof | Aadhaar Card, Ration Card, Passport, Bank Account Statement, Voter’s ID Card, Letter from any recognized public authority, Telephone Bill, Electricity Bill, Water Bill (not more than 3 months old), etc. (any 1) |
| Income Proof | Salary Slips (not more than 3 months old), Bank Statements (not more than 3 months old), ITR, Form-16, etc. (any 1) |
FAQ for Bandhan Bank One Credit Card
What is the annual fee of the Bandhan Bank One credit card?
Rs.299
Does Bandhan bank give credit cards?
credit cards that are offered by Bandhan Bank are mentioned below:
Bandhan Bank One
Bandhan Bank Plus
Bandhan Bank Xclusive
What is Bandhan Bank One Credit Card Joining benefits?
You will get 500 reward points as soon as you join.
What are Bandhan Bank One Credit Card Fees & Charges?
if you take this card, then you will have to pay Rs 299 as the Joining fee and with this, you will have to pay the renewal fee of Rs 299.
How is Bandhan Bank One Credit Card Renewal Fee Waiver done?
Spend at least Rs 60,000 in a year then the renewal fee will waive off.
Who can take Bandhan Bank One Credit Card?
You must have to follow all points:
You must be a citizen of India.
You must be at least 21 years of age.
You must have a source of income.
What documents will be required to take Bandhan Bank One Credit Card?
Identity Proof:- Passport, PAN Card, Aadhaar Card, Voter’s ID Card, Driving Licence, Photo Credit Card, Central and State Govt. issued Photo ID Proof, Defence ID Card, etc.
Residence Proof:- Aadhaar Card, Ration Card, Passport, Bank Account Statement, Voter’s ID Card, Letter from any recognized public authority, Telephone Bill, Electricity Bill, Water Bill (not more than 3 months old), etc.
Income Proof:- Salary Slips (not more than 3 months old), Bank Statements (not more than 3 months old), ITR, Form-16, etc.