Many benefits are available on SBI IRCTC credit card, from booking rail tickets to fuel purchase discounts: The customer gets a discount on the purchase of fuel from rail tickets. Detailed information about this card is given on the official website of SBI.
State Bank of India, the country’s largest bank, offers Platinum cards to customers in association with the Indian Railway Catering and Tourism Corporation (IRCTC). The cardholder gets many benefits through this card. The customer gets a discount on the purchase of fuel from rail tickets. Detailed information about this card is given on the official website of SBI.
According to the website, customers will have to pay Rs 500 as a one-time annual fee to get this card, while the renewal fee (per year) of this card is Rs 300. Through this, customers will get reward points for buying online tickets from Rewards Points, irctc.co.in. There will be a savings of 1% transaction fee on railway ticket booking at http://www.irctc.co.in . This benefit is being given to the customers on booking AC1, AC2, and CC tickets. Cardholders can also get a value back of 10 percent as reward points.
A discount of 1 percent fuel surcharge will be available on buying fuel from a petrol pump between Rs 500 to Rs 3,000. This cardholder will get complimentary accident insurance cover. According to IRCTC, if a person loses his life in a train accident, then his kin will be given Rs 10 lakh as cover for the same insurance.
Through this, the cardholder can withdraw cash through this card from ATMs anywhere in the world. That is, this card is accepted not only in India but all over the world. It can be used at over 29 million Visa outlets worldwide. This card comes with cash on the go facility, hence it is usable internationally.