Best Credit Card in India 2022[Updated]

There are more than 200 credit cards available in the market, which are offered by all banks of India. Whether you want cashback, lounge access, free food, hotel stays, or business class tickets, you can find everything here. However, it is very important to choose a card according to your spending pattern and lifestyle needs. It can give you considerable savings in the form of rewards, cashback, discounts,s and more. 

We’ve analyzed the best 50+ credit cards across various banks and compiled a list of 20+ best credit cards for 2022 based on various users.

Best Cashback Credit Cards in India for 2022

List of Best Credit CardsJoining FeeAnnual Fee
SimplySAVE SBI Card₹499₹499
BPCL SBI Card₹499₹499
ICICI HPCL Coral Credit Card₹199₹199
ICICI Bank Instant Platinum Credit CardNILNIL
HDFC Doctor’s Superia Credit CardAs applicable by the bank₹1000
HDFC Regalia Card₹2500₹2500
Citibank Citi Cashback Credit Card₹500₹500
Standard Chartered Manhattan Platinum Credit Card₹999₹999
RBL Bank Platinum Maxima Credit Card₹2000₹2000
SimplyCLICK SBI Card₹499₹499
HDFC Money Back Credit Card₹499₹499
Amazon Pay ICICI Credit CardNILNIL
Flipkart Axis Bank Credit Card₹500₹500
Kotak Royale Signature Credit CardNIL₹999
Axis Bank ACE Credit Card₹499₹499
Axis Bank My Zone Credit Card₹500₹500
Axis Bank NEO Credit Card₹250₹250
SBI Prime Credit Card₹2999₹2999
SBI Elite Credit Card₹4999₹4999
Standard Chartered DigiSmart Credit CardNo Joining Fee₹49

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