There are more than 200 credit cards available in the market, which are offered by all banks of India. Whether you want cashback, lounge access, free food, hotel stays, or business class tickets, you can find everything here. However, it is very important to choose a card according to your spending pattern and lifestyle needs. It can give you considerable savings in the form of rewards, cashback, discounts,s and more.
We’ve analyzed the best 50+ credit cards across various banks and compiled a list of 20+ best credit cards for 2022 based on various users.
Best Cashback Credit Cards in India for 2022
| List of Best Credit Cards | Joining Fee | Annual Fee |
|---|---|---|
| SimplySAVE SBI Card | ₹499 | ₹499 |
| BPCL SBI Card | ₹499 | ₹499 |
| ICICI HPCL Coral Credit Card | ₹199 | ₹199 |
| ICICI Bank Instant Platinum Credit Card | NIL | NIL |
| HDFC Doctor’s Superia Credit Card | As applicable by the bank | ₹1000 |
| HDFC Regalia Card | ₹2500 | ₹2500 |
| Citibank Citi Cashback Credit Card | ₹500 | ₹500 |
| Standard Chartered Manhattan Platinum Credit Card | ₹999 | ₹999 |
| RBL Bank Platinum Maxima Credit Card | ₹2000 | ₹2000 |
| SimplyCLICK SBI Card | ₹499 | ₹499 |
| HDFC Money Back Credit Card | ₹499 | ₹499 |
| Amazon Pay ICICI Credit Card | NIL | NIL |
| Flipkart Axis Bank Credit Card | ₹500 | ₹500 |
| Kotak Royale Signature Credit Card | NIL | ₹999 |
| Axis Bank ACE Credit Card | ₹499 | ₹499 |
| Axis Bank My Zone Credit Card | ₹500 | ₹500 |
| Axis Bank NEO Credit Card | ₹250 | ₹250 |
| SBI Prime Credit Card | ₹2999 | ₹2999 |
| SBI Elite Credit Card | ₹4999 | ₹4999 |
| Standard Chartered DigiSmart Credit Card | No Joining Fee | ₹49 |