Best 5 entry level credit cards according to your need

Credit Card: If you are new to the world of credit cards, and want to apply for a credit card, then these 5 credit cards can be a good option for you.

Credit Card: Getting the first credit card can be a bit difficult. The best credit card is customized according to your spending pattern, so that you can take advantage of great offers and cashback as well. Paisabazaar in its research has given information about 5 best entry level cards, which give you great rewards and offers.

ICICI Bank Amazon Pay

ICICI Credit Card AMAZON PRIME members get 5% cashback, non-prime members 3% cashback as well as 2% cashback on flight booking, recharge, bill payment and gift card transactions, as well as 1% cashback on other transactions. This is a life time free credit card.


With Axis Bank Ace Credit Card, 5 percent cashback is available on utility bill payments through Google Pay platform. 4% cashback is available on SWIGGY, ZOMATO and OLA. Flat 2% cashback on all other expenses. In addition to cashback on spends, the cardholder gets 4 domestic lounge access across 4,000+ partner restaurants in India and up to 20% off over the course of a year. The annual fee for this card is Rs 499. 

SBI Card

SBI SimplyCLICK credit card customers are given AMAZON GIFT card up to Rs.500. 10X rewards with partners like Amazon, Cleartrip, BookMyShow, Lenskart, etc., 5x reward on all online spends and 1% on fuel surcharge. The annual fee for the credit card is Rs 499. 

Axis Bank

5% cashback for shopping on FLIPKART and MYNTRA through Flipkart Axis Bank Credit Card, 4% cashback on Cleartrip,, PVR, Swiggy, Uber etc. and 1.5% cashback on all other categories, in addition to cashback on remaining spends of the year Cardholders, get the benefit of 4 domestic lounges, up to 20% off at 4000+ partner restaurants in India and 1% fuel surcharge discount during the period. The annual fee for this credit card is Rs 500.


Through HSBC Cashback Credit, 1.5% cashback is available on all online spending, and 1% cashback on other expenses. In addition to cashback on spends, the cardholder gets access to 3 domestic and international lounges and up to 15% off on dining at partner restaurants in certain major cities during the year. The annual fee for this card is Rs 750.

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