Citi Rewards Credit Card Details, Benefits & How to Apply

Citi Rewards Credit Card Details, Benefits, How to Apply, reward points, Features, Benefits, Annual Fee waiver, renewal charges, Eligibility, Documents required, card statements, customer care, redeem, reviews, fuel surcharge waiver, shopping rewards: For making easier cashless payments, Citibank comes with a special offer in the form of Citi Rewards Credit card.

Card Details

It would have been a kind of credit card like everyone, but if you do a lot of shopping, then this credit card is made only for you people. This credit card was launched by Citi Bank and today lakhs of people have this credit card. if you shop anywhere using Citi Rewards Credit Card, then you will get to see many benefits. customers can earn good reward points and redeem them for attractive travel options, premium merchandise, Lifestyle Benefits, In-store and online shopping benefits, Fuel Surcharge Waiver, Cashback Benefits, Air miles benefits, Gift Voucher benefits, Milestone benefits, and many more. Let’s read more about its features and apply quickly to get the benefits.

The Citi Rewards Credit Card is best suitable for online shoppers. This card provides offers accelerated benefits for shopping and offers like welcome vouchers, milestone spends, annual fee waivers, among others.

Interest Rates & Fees Summary

Type of fee or chargeAmount
Joining fee₹ 1,000
Annual fee₹ 1,000
Interest rate3.75% per month (45.00% annualized)
Over Credit Limit charge2.5% of the amount over the Credit Limit subject to a minimum of INR 500
Rewards redemption feeRs.99 per request
Late payment feeINR 600 for current balance up to INR 2000-7500, INR 950 for current balance from INR 7501-15000, INR 1300 for current balance above INR 15,000
Cheque/ECS Bounce ChargeINR 500 per returned cheque/ECS
Statement retrieval feeRs.100 per statement
Petrol Transaction Charge2.5% (minimum INR 10), Waived off at Indian Oil outlets 
Railway Ticket Booking or Cancellation Surcharge(Counter)2.5% of transaction value
Card replacement chargeINR 100
railway Ticket Booking Surcharge (Internet booking)1.8% of the transaction value for regular transactions
Cash deposit at Citi ATMINR 100
Cash deposit at Citi branchesINR 250

Features and Benefits of Citi Rewards Credit Card

Rewards point benefitsGet 1,000 bonus reward points on spending Rs.1,000 within the first 60 days of issuance of the card.
1% fuel surcharge will be reversed at authorized IndianOil Corporation outlets.
Earn 1,500 reward points on the first transaction made on the Citibank Rewards Credit Card within the first 30 days of the card being issued.
Milestone rewardsYou will be exempted from the said annual card fees of the year in which you spend Rs.30,000 or more on your card.
Annual fee waiverSpend Rs.30,000 or more on your credit card and the annual fee will be waived.
Wave and make paymentsThe card is enabled for contactless technology hence allows you to make payments by simply waving it at the retail terminals.
Fuel benefitThe points earned in the Citi Rewards Card can be instantly redeemed through SMS at any of the IndianOil petrol pumps across the country.
1 reward point equals INR 0.25 and the minimum points required to redeem it is 1,000.
1% fuel surcharge will be reversed at authorized IndianOil Corporation outlets.
Worldwide acceptance The card is accepted internationally and can be used in more than 24 million outlets across the globe including 3.25 lakh outlets within India.
Concierge servicesAvail of the services of a personal concierge to take care of your party and dining arrangements, travel assistance, etc. All you would be required to do is call the following number – 1800 114 999.
Gift Voucher benefitsEarn 4 additional Reward Points on spending INR 125 on Amazon, Flipkart, & Myntra.
Flexipay optionAny purchase above Rs.2,500 can be converted into an EMI purchase with the Flexipay option.
Easy money facilityYou can contact the SBI credit card customer care and order a bank draft at any time.

FAQ for Citi Rewards Credit Card

Does Citi credit card have an annual fee?

Rs. 1000

How do I waive Citi Reward’s annual fee?

Spend Rs.30,000 or more on your credit card and the annual fee will be waived.

Can I waive my credit card annual fee?

yes, Spend Rs.30,000 or more on your credit card and the annual fee will be waived.

What is the value of Citibank reward points?

1 Reward point is equal to Rs. 0.6.

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