Flipkart Axis Bank Credit Card review, Benefits, charges, Eligibility, customer care, status, limit, billing cycle, activation details and Apply process in this post.
While Axis Bank has all the customer’s different to suit the needs credit cards exist. Such as shopping credit cards, credit cards for travel, credit cards for air travel, credit cards for rail travel, cash back credit cards, fuel credit cards, etc. The eligibility for all these credit cards varies from card to card.
But if you make your first credit card is to apply to Axis Bank of Flipkart Axis Bank Credit Card is a great option.
You can also apply for this credit card with a low monthly salary. And despite being the starting card, this credit card provides you all the benefits.
Flipkart Axis Bank Credit Card
Flipkart Axis Credit card is a cashback card that provides assured cashback on every spent. Users will get up to 5% cashback on Flipkart, Myntra, and other partner websites and 1.5% flat cashback on all other spendings.
Interest Rates & Fees Summary
Type of fee or charge | Amount |
---|---|
Joining fee | Rs.500 |
Annual fee | Rs.500 |
Interest rate | 3.35% per month and 40.2% per annum |
Cash withdrawal fee | 2.5% of the cash amount. Minimum of Rs.100 |
Rewards redemption fee | Rs.99 per request |
Late payment fee | If the total payment due is Rs.100 – Nil Payment between Rs.101 and 300 – Rs.100 Payment between Rs.301 – Rs.1,000 – Rs.300 Payment between Rs.1,001 – Rs.5,000 – Rs.500 Payment between Rs.5,001 – Rs.20,000 – Rs.600 More than Rs.20,001 – Rs.700 |
Payment dishonour fee | 2% of the payment amount subjected to a minimum of Rs.450. |
Statement retrieval fee | Waived |
Over-limit fee | 2.5% of the over-limit amount or Rs.500 |
Foreign currency transaction fee | 3.5% of the transaction amount |
Card replacement charge | Waived |
Features and Benefits of Flipkart Axis Bank Credit Card
Brand Partner | Flipkart |
Cashback benefits | 5% cashback on Flipkart, Myntra, and 2GUD. Get a cashback of 4% on all preferred merchants. 1.5% cashback on all other categories. |
Joining rewards | Rs. 3,300 worth of joining and activation benefits from Flipkart, MakeMyTrip, Goibibo, Gaana, and Myntra Avail a voucher of Rs.500 from Flipkart on your first transaction. Get 15 months Gaana plus at a discounted price of Rs. 399 only. 20% off up to Rs. 500 on The Phy Life. 20% off up to Rs. 500 on Plum Goodness. 15% cashback up to Rs. 500 on your first transaction on Myntra using Flipkart Axis Bank credit card |
Wave and make payments | The card is enabled for contactless technology hence allows you to make payments by simply waving it at the retail terminals. |
Fuel benefit | Receive a 1% fuel surcharge waiver on every fuel transaction between the amounts of Rs.400 and Rs.4,000. |
Worldwide acceptance | The Flipkart Axis Bank Credit Card is accepted internationally and can be used in more than 24 million outlets across the globe including 3.25 lakh outlets within India. |
Dining Benefits | discount of 20% at partner restaurants under the ‘Dining Delights’ program by Axis Bank |
Balance transfer facility | Outstanding dues from other bank credit cards can be transferred to Flipkart Axis Bank Credit Card at a low interest rate through the Balance transfer facility. |
Flexipay option(EMI Benefits) | Any purchase above Rs.2,500 can be converted into an EMI purchase with the Flexipay option. |
Travel Benefits | get 4 complimentary visits at domestic airports in a year. |
Who can take Flipkart Axis Bank Credit Card?
Eligibility for Flipkart Axis Bank Credit Card is
- You must be a citizen of India.
- Your age should be minimum of 18 years and a maximum of 70 years.
- You must have a source of earning every month.
Documents required for Flipkart Axis Bank Credit Card
- Proof of Identity (PAN Card, Aadhar Card, Driver’s License, Passport, Voter’s ID) you will have to give any one of these.
- Proof of Address (PAN Card, Aadhar Card, Driver’s License, Passport, Voter’s ID) you will have to give any one of these.
- Proof of Income (Latest One or 2 Salary Slip, Latest Form 1, Last 3 Months Bank Statement) you will have to pay any one of these.
How to apply for Flipkart Axis Bank Credit Card Online
- First of all, you have to go to Axis Bank Website.
- After this, you can see a link for Apply Credit Card in Top Menu.
- you will reach to another page, on which a question will appear like “Are you an existing Axis Bank customer?”. Answer yes or no.
- After this, You have to enter mobile no,Pan card Number, Net Income and Pin code, then click “Next” button.
- After this, you will get OTP on phone via SMS. Confirm the Otp and Click on “I agree” checkbox, then click “Next” button.
- After that, you have to enter your basic information into it.
- After this, you have to put your work information inside it.
- After this, you have to tell how much you earn every year and every month.
- After this, your application will go to review.
- After this, you will get a call from Axis Bank.
- After this, if everything goes well then your card is approved.
- After this, you will get the card at your home within 15 days.
- After that, you can use this card.
To know more details about the Axis Bank Credit Card,
Please visit https://www.axisbank.com/
Welcome Benefit: Flipkart Voucher worth Rs. 500
- Customer will have to make a transaction within 30 days of card issuance to be eligible for the offer
- Welcome voucher is applicable only for cards which have been charged with a Joining Fee of
Rs. 500 + taxes on their Flipkart Axis Bank Credit Card - Cancelled, refunded or cash transactions will not be considered as a valid transaction for earning
this benefit - Flipkart Gift Vouchers will be sent to the registered mobile number/email ID within 30 days of the
first transaction on the credit card - To use the voucher, customer will have to add it to their Flipkart wallet
- Customers who do not have a Flipkart account will have to create a new Flipkart account and add
the voucher to their wallet for redemption
Flipkart Axis Bank Credit Card – Welcome Offer with Gaana
FlipkartAxis Bank Credit Card Holders will get access to 15 Months Gaana Plus (MRP Rs 1299, Offer Price
Rs 549) @ Rs 399.
- This offer is only valid for Flipkart Axis Bank Credit Card customers
- This offer is valid only in India & on Android platform
- Customers need to apply the coupon code: “DISFKAXISCARD” to avail the offer
- This offer can only be availed once by a user
- Post completion of offer period (15 months), membership will be auto renewed at full monthly
subscription charge - The customers can cancel automatic renewal of subscription anytime by contacting Gaana
customer support - The offer is valid until 31 July 2021.
- Discounts provided under the offer cannot be clubbed with any other offer or discount
extended by Gaana as part of any other arrangement. - Gaana reserves the right to modify or change any of the terms and conditions applicable to
these programs/offer at any time without any prior notice. - Any disputes arising out of this offer shall be subject to the exclusive jurisdiction of competent
courts at New Delhi, India only. - This is a limited period offer and any of the partners can change the offer terms anytime
- These T&Cs are in addition to the ones mentioned on Gaana app/website
- Axis Bank assumes no responsibility for the products/services purchased using this offer and any
liability thereof is expressly disclaimed. - Axis Bank does not guarantee and make any representation about the usefulness, worthiness,
quality, make and/or character of the discount / benefit or of the Products/Services against
which the offer is utilized/redeemed. - Axis Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may
arise due to use of or otherwise from the benefits availed by the Customer under this offer. - The Offer is not available wherever prohibited and / or on products / services for which such
offers cannot be made available for any reason whatsoever - Axis Bank and Gaana reserve the right to modify/ change all or any of the terms applicable to
the Offer without assigning any reasons or without any prior intimation whatsoever. Axis Bank
and Gaana also reserve the right to discontinue the Offer without assigning any reasons or
without any prior intimation whatsoever after the offer period - Any dispute or claim regarding the goods and services availed against the redemption of the
coupon code under the offer shall be resolved by the Customers with the third party Vendor
directly without any reference the same to Axis Bank and shall not constitute any claim against
Axis Bank
FAQ
Is Axis Bank Flipkart a credit card valuable?
Axis Bank’s Flipkart credit card is best suited for cashback, especially for individuals who are shopping more from Flipkart.
How much time take to get a Flipkart Axis Bank credit card?
After Checking Eligibility and Documents, it will take around 15 to 20 working days.
Which credit card is best for Flipkart?
Flipkart Axis Bank Credit Card (5% Cashback on Flipkart)
Can I use Flipkart Axis Bank credit card offline?
Yes, You can use it offline as well.
How can I increase my Axis Bank credit card limit in Flipkart?
Log in to your online banking account, click Accounts >My Credit Cards Accounts> Limit Enhancement, and Check for Limit increase. If your credit card is eligible, you can select the same and submit the request for limit enhancement.