HSBC Visa Platinum Credit Card review, benefits, Eligibility, Annual and Joining Fee, reward points, airport lounge access, log in details, fee waiver, balance transfer
HSBC Visa Platinum Credit Card
- 1 HSBC Visa Platinum Credit Card
- 2 FAQ for HSBC Visa Platinum Credit Card
- 2.1 How to Apply Online for an HSBC credit card?
- 2.2 How much time does it take to receive an HSBC credit card?
- 2.3 How can I track the application status of the HSBC credit card?
- 2.4 What is the limit of HSBC platinum credit cards?
- 2.5 Does the HSBC Visa Platinum Credit Card provide airport lounge access?
- 2.6 What is the validity of the reward points on the Visa Platinum Card?
- 2.7 Does HSBC credit card have annual fee?
HSBC VISA Platinum credit card is best suited for shopping, dining, and fuel purchases. The cardholder can also earn reward points and get access to a host of other premium services from the bank including concierge services, zero lost card liability, and emergency card replacement.
The HSBC Visa Platinum Card offers you unsurpassed offers and rewards, with instant recognition and exclusive privileges. Take the first step towards a world of incredible experiences..
- Nil joining and annual fees
- Introductory benefits up to INR 2,250 with 3 complimentary airport lounge access at domestic & international lounges or 3 AirDine (meal)vouchers
- Air miles conversion on InterMiles, British Airways and Singapore Airlines
- Up to INR 3,000 annual savings on fuel surcharge
- Up to 15% discount at 1,000+ restaurants across major cities
- 5X rewards on spends over 4,00,000 in a year, up to maximum 15,000 total reward points in an anniversary year
Interest Rates & Fees Summary
|Type of fee or charge||Amount|
|Charge in case of cheque bounce||Rs 500|
|Interest rate||3.3% per month and 42% per annum|
|Cash withdrawal fee||2.5% of the transaction amount|
|Rewards redemption fee||Rs.50 per request|
|Late payment fee||50% of the minimum due amount|
|Overlimit fee||Rs 500 per month|
|Out of town cheque processing||Rs 50 per instrument collection charge (up to `10,000)Rs 100 per instrument (`10,000 – `1 lakh)Rs 150 per instrument (greater than `1 lakh)|
|Copy of Credit Information Report (CIR)||NIL|
|Foreign currency transaction fee||3.5%|
|Card replacement charge||Rs.100|
|Free credit period||45 days|
|Balance inquiry on the credit card at other bank ATMs||NIL|
|Handling charges for the redemption of rewards||NIL|
Features and Benefits of HSBC Visa Platinum Credit Card
|Rewards point benefits||Earn 2 rewards points on every spent Rs.150Up to 5X more rewards points i.e., 10 reward points on every purchase made after the annual spend threshold of Rs.4 lakh up to a maximum of Rs.10 lakh within 12 months of card set-up.|
|Milestone rewards||free movie ticket voucher worth up to Rs.500 on spends of Rs.50,000 or more in a calendar month and Max Rs. 3000 in one annual year.|
|Dining privileges||15% discount at select restaurants in your city|
|Wave and make payments||The card is enabled for contactless technology hence allows you to make payments by simply waving it at the retail terminals.|
|Fuel benefit||Receive a 1% fuel surcharge waiver on every fuel transaction up to Rs.4,000. Up to Rs. 250 every month|
|Worldwide acceptance||credit card is accepted internationally and can be used in more than 24 million outlets across the globe including 3.25 lakh outlets within India.|
|movie tickets||free movie ticket voucher worth up to Rs.500 on spends of Rs.50,000 or more in a calendar month|
|Lifestyle Benefits||discounts on hotels, lifestyle stores, spas, salons, wine junctions, and others|
|Dining Benefits||a minimum discount of 15% on dining at more than 2,500 restaurants in 12 major cities|
|Add-on credit cards||apply for up to 3 add-on credit cards for your immediate family members|
FAQ for HSBC Visa Platinum Credit Card
How to Apply Online for an HSBC credit card?
You can apply for an HSBC credit card online by going to www.hsbc.co.in/credit-cards/ and selecting ‘Apply now’.
Or you can call our HSBC Phone Banking to arrange for a representative to visit you.
Or you can visit any HSBC branch in India. (Find your nearest branch here Click here to find your nearest HSBC branch..)
How much time does it take to receive an HSBC credit card?
Once the application is recieved along with all the required documents, your application will be processed within two weeks. You will receive your new credit card in 7 working days, once your application is approved. The Bank will send you timely alerts on the credit card application status by way of an SMS on the mobile number stated on your application form.
How can I track the application status of the HSBC credit card?
What is the limit of HSBC platinum credit cards?
You can find it in your credit card statement generated every month.
Does the HSBC Visa Platinum Credit Card provide airport lounge access?
Not for now.
What is the validity of the reward points on the Visa Platinum Card?
valid for 3 years Only.
Does HSBC credit card have annual fee?
No Annual Fee.