Introduction:
The ICICI Bank Sapphiro Credit Card is one of the most sought-after credit cards in India. It offers a range of benefits and rewards to its customers, making it an attractive option for those who are looking for a credit card that can help them save money and earn rewards. In this article, we will provide you with a detailed overview of the ICICI Bank Sapphiro Credit Card, its features, benefits, and rewards.
Features
| Fee/Charge | Amount and Applicable Taxes |
|---|---|
| Joining Fee | Rs. 6,500 (plus applicable taxes) |
| Renewal Fee | Rs. 3,500 (plus applicable taxes) |
| Spend-based Waiver | Renewal fee waiver on spending Rs. 6 Lakhs annually |
| Rewards Redemption Fee | Rs. 99 (plus applicable taxes) per redemption request |
| Foreign Currency Markup | 3.50% of the total transaction value |
| Interest Rates | 3.4% per month (or 40.8% per annum) |
| Fuel Surcharge | 1% of Fuel Surcharge Waiver (Maximum Rs. 250 per billing cycle) at all fuel stations in India |
| Cash Advance Charge | 2.5% of the total transaction amount (minimum Rs. 300) |
The ICICI Bank Sapphiro Credit Card comes with a range of features that make it an excellent choice for customers. The card offers a welcome bonus of up to 10,000 reward points, which can be redeemed for a range of rewards, including gift vouchers, air miles, and cashback. The card also offers complimentary airport lounge access, making it a great choice for frequent flyers.
Rewards and Benefits
In addition to its features, the ICICI Bank Sapphiro Credit Card offers a range of benefits to its customers. One of the most significant benefits of the card is its reward program, which allows customers to earn reward points on their purchases. These points can be redeemed for a range of rewards, including gift vouchers, air miles, and cashback.
| Rewards and Benefits | Details |
|---|---|
| Welcome Benefits | Exclusive travel & shopping gift vouchers worth more than Rs. 9,000 (From Tata CliQ, EaseMyTrip, Uber, Zomato Pro, Croma) with the Visa & Mastercard variants and get an extra cashback of Rs. 750 on spending Rs 20,000 within 60 days of issuance with the AmEx variant. |
| Movie & Dining | Get Rs. 500 off on the second movie or event ticket when you buy one ticket from Book My Show. |
| Rewards Rate | On every Rs. 100 spent, get 4 Reward Points per Rs. 100 spent on international purchases & 2 Reward Points on domestic purchases. |
| Reward Redemption | Redeem reward points earned for cash back or gifts at a rate of 1 RP = Re. 0.25. |
| Travel | Complimentary Domestic & International Airport Lounge visits and complimentary Spa Sessions at select Domestic airports under the Dreamfolks Membership Programme. |
| Golf | Complimentary golf rounds/lessons every quarter. |
| Domestic Lounge Access | 2 complimentary domestic lounge visits with the MasterCard & Amex variant each, and 4 complimentary domestic lounge access with the Visa variant. |
| International Lounge Access | 2 complimentary International Airport Lounge Access every year through the Dreamfolks membership. |
| Insurance Benefits | Air accident insurance (worth Rs 3 crores), Credit Shield Cover worth Rs 50,000 and other travel-related Insurance Covers. |
| Zero Liability Protection | Lost card liability (worth Rs. 50,000) is applicable from 2 days prior to reporting and till 7 days after reporting the loss to the ICICI Bank. |
The card also offers complimentary airport lounge access, making it an excellent choice for frequent flyers. Customers can enjoy access to over 600 airport lounges worldwide, making their travel experience more comfortable and enjoyable.
The ICICI Bank Sapphiro Credit Card offers a range of rewards to its customers. Customers can earn reward points on their purchases, which can be redeemed for a range of rewards, including gift vouchers, air miles, and cashback. The card also offers a range of discounts and offers on dining, shopping, and travel.
ICICI Sapphiro Card Eligibility Criteria
| Particular | Criteria |
| Age | Between 21 Years and 65 Years |
| Income | Stable source of Income |
| Credit Score | Decent credit score (750 or above) |
Documents Required:
| Required Documents | Accepted Forms |
|---|---|
| Identity Proof | Voter’s Id, Aadhar Card, Pan Card, Driving License, Passport |
| Address Proof | Aadhar Card, Utility bills, Passport |
| Income Proof | Salary slip, Bank statement (for salaried individuals), Latest ITR (for self-employed individuals) |
How To Apply For ICICI Sapphiro Credit Card
To apply for the ICICI Sapphiro Credit Card, you have the option of applying online or offline. If you prefer the latter, simply visit your nearest ICICI Bank branch and submit an application. Alternatively, follow the steps below to apply online:
- Visit the official website of ICICI Bank.
- Click on the ‘Credit Cards’ section.
- Scroll down to find the Sapphiro Credit Card under the ‘Gemstone Cards’ section.
- Click on the ‘Get Card‘ option.
- Fill out the application form carefully.
- Submit all required documents and complete the application process.
Conclusion:
In conclusion, the ICICI Bank Sapphiro Credit Card is an excellent choice for customers who are looking for a credit card that can help them save money and earn rewards. With its range of features, benefits, and rewards, the card offers customers a great value proposition. We hope that this article has provided you with a comprehensive overview of the ICICI Bank Sapphiro Credit Card, and we wish you all the best in your credit card search.