ICICI coral credit card review, fee, benefits & How to apply

ICICI coral credit card review, offers(buy 1 get 1), annual fee, reward points, benefits, interest rate, airport lounge benefits, limit, How to apply, customer care, fuel surcharge offer, and more information, you will get in this article.

ICICI coral credit card

ICICI coral credit card is a multipurpose credit card. Meaning you can use this card to make payment according to all your needs. You can use this card for any bill payment online or offline.
This card also gives chance to earn up to 10,000 payback points every year. Also, You also enjoy complimentary access to the airport and railway lounges and movie ticket offers. Also, save at least 15% at more than 2500 restaurants in India.

ICICI coral credit card issued by two partners – VISA and MasterCard. VISA comes with “VISA Platinum” written, MasterCard Comes with “MasterCard Platinum” written.

Interest Rates & Fees Summary

Type of fee or chargeAmount
Joining feeRs.500
Annual feeRs.500 (Free for the first year)
Annual fee waiveron transaction over Rs.1,50,000 in a year
Interest rate3.40% per month and 42% per annum
Cash withdrawal fee2.50% on the advanced amount / Min. Rs. 300
Rewards redemption feeRs.99 per request
Late payment feeNil for amount less than Rs. 100
Rs. 100 for amounts between Rs.100 and Rs. 500
Rs. 500 for an amount between Rs. 501 and Rs. 10,000
Rs. 750 for amounts more than Rs. 10,000
Payment dishonor fee3% of the draft value or Rs. 300
Statement retrieval feeRs.100 per statement
Over-limit fee2.50% on over-limit amount/Min. Rs. 500
Foreign currency transaction fee3.5% of the transaction amount
Card replacement chargeRs.100

Features and Benefits of ICICI coral credit card

Rewards point benefitsEarn 2 PAYBACK Points per Rs. 100 across all categories except fuel
Earn 1 PAYBACK Point per Rs. 100 for insurance and utility bill payment
Earn 1 PAYBACK Point on payments for utilities and insurance.
The maximum limit on PAYBACK Points is 10,000 per annum.
Milestone rewardsOn Transactions of Rs.2 lakh are awarded 2,000 payback points in a year and 1,000 extra payback Points on reaching another Rs. 1 Lakh spends.
Annual fee waiverSpend Rs.1.5 lakh or more on your ICICI coral credit card and the annual fee will be waived.
Wave and make paymentsThe card is enabled for contactless technology hence allows you to make payments by simply waving it at the retail terminals.
Fuel benefitReceive a 1% fuel surcharge waiver on every fuel transaction up to Rs.4,000.
Worldwide acceptanceICICI coral credit card is accepted internationally and can be used in more than 24 million outlets across the globe including 3.25 lakh outlets within India.
movie ticketsGet up to 2 complimentary tickets worth Rs.250 every month
Lifestyle Benefitsdiscounts on hotels, lifestyle stores, spas, salons, wine junctions, and others
Dining Benefitsa minimum discount of 15% on dining at more than 2,500 restaurants in 12 major cities
Airport Lounges benefitsallow users to get one complimentary access to select domestic airport lounges or railway lounges in a quarter.

How to Apply for ICICI Coral Visa Credit Card Online?

  • First of all, you have to go to the ICICI Bank website.
  • After this,you will see cards option in main menu and then select credit card link from submenu option.
  • You will get a credit card page, scroll down to see all the credit cards and then,click on “get card” button below coral card option.
  • After that, you have to enter your email.
  • After this, you have to register through OTP by entering your mobile number.
  • After that, you have to enter your basic information into it.
  • After this, you have to put your work information inside it.
  • After this, you have to tell how much you earn every year and every month.
  • After this, your application will go to review.
  • After this, you will get a call from ICICI Bank.
  • After this, if everything goes well then your card is approved.
  • After this, you will get the card at your home within 15 days.
  • After that, you can use this card.

To know more details about the ICICI coral card,
Please visit https://www.icicibank.com/

Eligibility and Document Required for ICICI Coral Visa Credit Card

Eligibility ParametersCriteria
Incomeminimum monthly income of ₹ 15,000 or above
Ageminimum 21 years
CIBIL Scoreminimum CIBIL score of 700
OccupationSalaried and Self Employed

icici coral credit card customer care

You can contact on below number for any queries relates to ICICI bank-related services or you can visit https://www.icicibank.com/customer-care.page for online suppport.

1860 120 7777

ICICI Credit Card 24*7 Customer Care Number

1860 120 7777 (all retail banking customers)

1800 103 8181 (wealth banking customers)

1800 103 8181 (private banking customers)

1860 120 6699 (business, corporate, and retail institutional banking customers)