Credit Card: Before getting a credit card, know how difficult it is to get it closed Nowadays people are given many tempting offers to get a credit card, but later the customer has to pay a lot for it.
In today’s era, the use of credit cards has increased. In the present era, many people have not one but three to five credit cards.
Many banks also offer attractive offers to customers to get credit cards made. Many times a call comes on your phone that if you want to get a credit card from a bank, then you can take advantage of this offer it.
In the current era, it has also come to the fore that many people get credit cards made even if they do not need a credit card. If you do not use a credit card, do not get one as you will have to pay the annual credit card fee every year.
Many people when they pay the credit card bill without using it, they think of closing it, but the process is very complicated.
how to close credit card
If you want to close your credit card, the first thing you need to do is clear your outstanding bill.
Apart from this, you will also have to pay the annual fee of your credit card. If you do not pay this fee on time, then this charge will increase over time.
So, first of all, you have to pay your outstanding bill.
After this, you will have to send a request to your bank to close the credit card through e-mail. You can also apply for closure of your credit card by visiting the bank.
Once your request is approved, the bank sends you a request on your e-mail with a link to pay the outstanding amount.
By clicking on this link you have to pay the outstanding amount.
After this, a confirmation mail will be received on your e-mail that your credit card has been closed.
If you do not receive this confirmation mail, inform the bank about it.
Your credit card is deactivated after the confirmation mail is received.