SBI Prime card review, fee, benefits & How to Apply

SBI Prime Credit Card details, Apply online, Benefits, Annual Fee, card limit, Features, pro, cons, Eligibility, login, SBI simply click vs simply save, amazon voucher, login, customer care, and other information.

While State Bank of India ( State Bank Of India ) has all the customer’s different to suit the needs credit cards exist. Such as shopping credit cards, credit cards for travel, credit cards for air travel, credit cards for rail travel, cashback credit cards, fuel credit cards, etc. The eligibility for all these credit cards varies from card to card.

But if you make your first credit card is to apply to SBI Bank of Prime card (SBI Prime Card) is a great option.

You can also apply for this credit card with a low monthly salary. And despite being the starting card, this credit card provides you all the benefits.

SBI Prime Credit Card

SBI Prime Card is a multipurpose credit card. Meaning you can use this card to make payment according to all your needs. You can use this card for any bill payment online or offline.
This card also gives you 2 reward points for every Rs.100 spent. Also, if you do the same Rs 100/- in any supermarket or affiliate site, then you can get up to 10 reward points.

SBI Prime Credit Card issued by two partners – VISA and MasterCard. VISA comes with “VISA Platinum” written, MasterCard Comes with “MasterCard Titanium” written.

Interest Rates & Fees Summary

Type of fee or chargeAmount
Joining feeRs.2999
Annual feeRs.2999
Interest rate3.35% per month and 40.2% per annum
Cash withdrawal fee2.5% of the transaction amount or Rs.300 per transaction (SBI ATMs)3% or Rs.300 (International ATMs)
Rewards redemption feeRs.99 per request
Late payment feeTotal amount due Rs.0 to Rs.200 – NILRs.201 to Rs.500 – Rs.100Rs.501 to Rs.1,000 – Rs.400Rs.1,001 to Rs.10,000 – Rs.600Rs.10,001 to Rs.25,000 – Rs.800Rs.25,001 and above – Rs.950
Payment dishonour fee2% of the payment amount or Rs.450
Statement retrieval feeRs.100 per statement
Over-limit fee2.5% of the over-limit amount or Rs.500
Foreign currency transaction fee3.5% of the transaction amount
Card replacement chargeRs.100

Features and Benefits of SBI Prime Credit Card

Rewards point benefits20 Reward Points for every Rs. 100 spent on retail shopping
20X reward points on Utility Bill payments through standing instruction
 e-gift voucher worth Rs.3,000 given from the bank on paying your annual fees
Milestone rewardsE-gift vouchers on achieving quarterly and yearly spends of  50,000 &  5 lakhs respectively
Annual fee waiverSpend Rs.3 lakh or more on your SBI Prime credit card and the annual fee will be waived.
Wave and make paymentsThe card is enabled for contactless technology hence allows you to make payments by simply waving it at the retail terminals.
Fuel benefitReceive a 1% fuel surcharge waiver on every fuel transaction between the amounts of Rs.500 and Rs.3,000.
Worldwide acceptanceThe SimplyCLICK SBI Card is accepted internationally and can be used in more than 24 million outlets across the globe including 3.25 lakh outlets within India.
Free add-on cardsAvail of SBI add-on credit cards for members of your family who are above the age of 18.
Balance transfer facilityOutstanding dues from other bank credit cards can be transferred to SBI Prime Credit Card at a low-interest rate through the Balance transfer facility.
Flexipay optionAny purchase above Rs.2,500 can be converted into an EMI purchase with the Flexipay option.
Airport Lounges benefits4 free visits to international Priority Pass airport lounges & 8 free visits to airport lounges in India

Who can take SBI Prime Credit Card?

Eligibility for SBI Simply Save Credit Card is

  1. You must be a citizen of India.
  2. Your age should be minimum of 21 years and a maximum of 65 years.
  3. You must have a source of earning every month more than Rs 32000.

Documents required for SBI Prime Credit Card

  1. Proof of Identity (PAN Card, Aadhar Card, Driver’s License, Passport, Voter’s ID) you will have to give any one of these.
  2. Proof of Address (PAN Card, Aadhar Card, Driver’s License, Passport, Voter’s ID) you will have to give any one of these.
  3. Proof of Income (Latest One or 2 Salary Slip, Latest Form 1, Last 3 Months Bank Statement) you will have to pay any one of these.
  4. One passport size photo

How to apply for SBI Prime Credit Card Online

  • First of all, you have to go to the SBI card website.
  • After this, you have to search SBI Prime Credit Card there.
  • After that, you have to enter your email.
  • After this, you have to register through OTP by entering your mobile number.
  • After that, you have to enter your basic information into it.
  • After this, you have to put your work information inside it.
  • After this, you have to tell how much you earn every year and every month.
  • After this, your application will go to review.
  • After this, you will get a call from SBI.
  • After this, if everything goes well then your card is approved.
  • After this, you will get the card at your home within 15 days.
  • After that, you can use this card.

To know more details about the SBI Prime Card,
Please visit https://www.sbicard.com