SBI SimplyClick Credit Card Apply online and Benefits

SBI SimplyClick Credit Card details, Apply online, Benefits, Annual Fee, card limit, Features, pro, cons, Eligibility, login, SBI simply click vs simply save, amazon voucher and other information.


Card Details

It would have been a kind of credit card like everyone, but if you do a lot of shopping, then this credit card is made only for you people. This credit card was launched by SBI and today lakhs of people have this credit card. Friends, if you shop anywhere using SBI Simply Click Credit Card, then you will get to see many benefits.


The SBI SimplyClick credit card is best suitable for online shoppers. This card provides offers accelerated benefits for shopping and offers like welcome vouchers, milestone spends, annual fee waivers, among others.

Interest Rates & Fees Summary

Type of fee or charge Amount
Joining fee Rs.499
Annual fee Rs.499
Interest rate 3.35% per month and 40.2% per annum
Cash withdrawal fee
  • 2.5% of the transaction amount or Rs.300 per transaction (SBI ATMs)
  • 3% or Rs.300 (International ATMs)
Rewards redemption fee Rs.99 per request
Late payment fee
  • Total amount due Rs.0 to Rs.200 – NIL
  • Rs.201 to Rs.500 – Rs.100
  • Rs.501 to Rs.1,000 – Rs.400
  • Rs.1,001 to Rs.10,000 – Rs.600
  • Rs.10,001 to Rs.25,000 – Rs.800
  • Rs.25,001 and above – Rs.950
Payment dishonour fee 2% of the payment amount or Rs.450
Statement retrieval fee Rs.100 per statement
Over-limit fee 2.5% of the over-limit amount or Rs.500
Foreign currency transaction fee 3.5% of the transaction amount
Card replacement charge Rs.100

Features and Benefits of SBI SimplyClick Credit Card

Rewards point benefits
  • Earn 1 reward point on every Rs.100 spent on the card where 1 reward point=.
  • Get 10 times more reward points for online shopping made at partner stores including Amazon, Cleartrip, BookMyShow, FoodPanda, UrbanClap, and Lenskart.
  • 5X reward points on all other online spendings.
Milestone rewardsCleartrip e-vouchers worth Rs.2,000 each given on annual online spends of Rs.1 lakh and Rs.2 lakh.
Annual fee waiverSpend Rs.1 lakh or more on your SBI SimplyCLICK credit card and the annual fee will be waived.
Wave and make paymentsThe card is enabled for contactless technology hence allows you to make payments by simply waving it at the retail terminals.
Fuel benefitReceive a 1% fuel surcharge waiver on every fuel transaction between the amounts of Rs.500 and Rs.3,000.
Worldwide acceptanceThe SimplyCLICK SBI Card is accepted internationally and can be used in more than 24 million outlets across the globe including 3.25 lakh outlets within India.
Free add-on cardsAvail of SBI add-on credit cards for members of your family who are above the age of 18.
Balance transfer facilityOutstanding dues from other bank credit cards can be transferred to SBI SimplyCLICK Credit Card at a low-interest rate through the Balance transfer facility.
Flexipay optionAny purchase above Rs.2,500 can be converted into an EMI purchase with the Flexipay option.
Easy money facilityYou can contact the SBI credit card customer care and order a bank draft at any time.

Who can take SBI Simply Click Credit Card?

Eligibility for SBI Simply Click Credit Card is

  1. You must be a citizen of India.
  2. Your age should be minimum of 21 years and a maximum of 65 years.
  3. You must have a source of earning every month.

Documents required for SBI Simply Click Credit Card

  1. Proof of Identity (PAN Card, Aadhar Card, Driver’s License, Passport, Voter’s ID) you will have to give any one of these.
  2. Proof of Address (PAN Card, Aadhar Card, Driver’s License, Passport, Voter’s ID) you will have to give any one of these.
  3. Proof of Income (Latest One or 2 Salary Slip, Latest Form 1, Last 3 Months Bank Statement) you will have to pay any one of these.

How to apply for SBI Simply Click Credit Card Online

  • First of all, you have to go to the SBI card website.
  • After this you have to search SBI Simply Click Credit Card there.
  • After that, you have to enter your email.
  • After this, you have to register through OTP by entering your mobile number.
  • After that, you have to enter your basic information into it.
  • After this, you have to put your work information inside it.
  • After this, you have to tell how much you earn every year and every month.
  • After this, your application will go to review.
  • After this, you will get a call from SBI.
  • After this, if everything goes well then your card is approved.
  • After this, you will get the card at your home within 15 days.
  • After that, you can use this card.

To know more details about the SBI SIMPLYclick Credit Card,
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