Credit Card: In this way, a credit card is easily made, know what are its benefits: If you want to take a credit card, then you can easily apply for it on the basis of a fixed deposit.
If you are looking to get a credit card and you are not able to apply for it, then now you do not have to worry about it. Let us know how you can easily get a credit card made sitting at home.
Many times it is seen that despite having a savings account in the bank, the credit card of the customers is not able to be made. This also happens because many customers do not fulfill the necessary conditions to get a credit card.
Credit card is easily available on FD
Any customer who has a fixed deposit in any bank can easily take a credit card on its basis. Many banks issue a credit card to the customer on the basis of a fixed deposit and issue a credit limit of up to 80 percent of the amount of the fixed deposit.
The credit card which is issued on the basis of fixed deposit is a very secure credit card. Banks issue credit cards very easily on the basis of fixed deposits because the bank registers the FD money as collateral or security. Your minimum fixed deposit amount for availing a credit card is Rs 10,000-20,000.
how to make a credit card
Most of the banks give fixed deposit amount up to 75-85 as a credit limit. Before issuing any credit card, any bank must check whether the fixed deposit period is minimum 6 months or not.